workers compensation insurance - sg group

SG Insurance specializes in home care and workers liability insurance in Ohio for home care agencies and caregiving individuals. Let your employees be confident to perform their job to the best of their abilities by keeping them fully covered against workplace risks with comprehensive home care liability insurance. 

We offer an easy application process, diverse coverage options, and flexible payment methods. Through our hassle-free online application, you can receive a quote within 24 hours and get the coverage you need for your workplace hazards at reasonable premiums.

Caregivers are at risk of a number of workplace accidents that can lead to client injuries, negligent lawsuits, and injuries of their own. Ensure that everyone is safe and your business interests are protected with the right home care liability insurance and workers liability insurance coverage. Protect your business and employees with the help of SG Insurance.

Please enter your name.
Please enter a message.

Insurance Coverage Services

1. Liability & Bonding Package

Get flexible liability coverage options that protect your business and employees from lawsuits that could arise from accidents from common caregiving tasks. These can include accidents that damage property, cause injuries to patients, theft claims, or injuries that happen on the road. Agencies can also choose to include additional lines of coverage to protect their interests. 

  1. Workers Compensation

Mandatory in 49 states, workers compensation insurance ensures employees are taken care of in case of work-related injuries. Agencies can provide adequate compensation benefits to their employees and, in some cases, contractors, with the right type of workers compensation insurance. SG Insurance provides affordable options ideal for start-ups and small caregiving agencies.


  1. Cyber & HIPAA Coverage 

The Health Insurance Portability and Accountability Act has stringent rules on cyber security and data privacy. Once you’ve taken the necessary steps to protect your clients’ data, add a layer of protection for your business against the liability of unexpected data breaches. Our comprehensive packages cover different types of data breaches in cyberspace where data theft threats are constantly evolving.


Why Choose Home Health Insurance

We Are Committed To Providing Expert Insurance Coverage Suited To Your Needs

Hassle-Free Experience

Getting insurance for your home care agency in Ohio protects your business and your employees. That’s why we make our services for home care and workers liability insurance coverage easy and accessible. Simply fill out our online application form and expect a quote within 24 hours or less. We don’t use pushy sales tactics to get you to commit and let you take your time to understand what kind of coverage you’re getting.

Track Record of Satisfied Clients

We have helped provide cover for plenty of caregiving agencies and individuals in search of adequate insurance plans for reasonable premiums and the liabilities they face in this industry. Check out our online reviews to hear our satisfied clients and how SG Insurance has helped them minimize the risk of on-the-job liabilities common in their job role.

Guaranteed Quote in 24 Hours

SG Insurance can provide you with a quote for your desired insurance coverage package within 24 hours of filling out an online dedication. Simply apply for our insurance packages online, and you can expect someone to reach out soon. We’re committed to your satisfaction and ensuring you and your team get the necessary protection against legal liabilities in your line of work.

How To Apply For Home Health Insurance Coverage

Get The Coverage You Need In 3 Simple Steps

1. Complete Our Online Application HERE.

Fill out your business information, your agency’s current insurance coverage, and the coverage you want to receive from SG Insurance.

2. Fax or Email a Copy of the Renewal Application

We’ll provide you with the details on where to send your application.

3. Talk to One of Our Friendly and Knowledgeable Associates

Let’s discuss your business and the type of insurance you want for your business in better detail.

Home Care Agency Insurance Brokers

Given the risks that come with the caregiving industry, you can never have too much coverage for your business and your employees. While SG Insurance specializes in home care and workers liability insurance, your agency can benefit from additional business insurance coverage. This is why we’re open to flexible insurance solutions to help protect your business interests.

At SG Insurance, we work with a limited number of brokers in the placement of medical staffing and home health care business insurance. We can quote based on almost any application, and will quote subject to loss runs.

We’re open to working with select insurance brokers for:

  • Start-up agencies
  • Small accounts with less than $25,000 in premiums
  • Accounts that need immediate turnaround
  • Accounts that need an occurrence policy form

We do not work with accounts with terrible claims history, accounts based in Rhode Island, and accounts with pediatric exposure. 

For more information, get in touch with Lauren Ferguson at or call (210) 429-7039.

Get In Touch With SG Insurance

Drop us a line today for a free quote!

What Our Clients Are Saying

I always appreciate working with the Solutions Group. They're very easy to work with, very accessible for questions, etc. and I feel like they have the best interests of my company at heart and that they aren't just out to make a buck. They recommend things and explain why and they don't try and upsell things that won't be very beneficial. I've never worked with anyone else on insurance and I don't plan to!

  • Richard

Jason Miller and David Dickie are so professional and quick that I would never use any other service but theirs. My insurance needs change as my business grows and they make it so easy to fill out their forms and get coverage bound fast. The longest it's ever taken is 48 hours and that's only because of a holiday that got in the way. Thank you so much Solutions Group!!

  • Christina’s Angels

I have worked with this company for the last 15 years to insure my home health care agency and my experience is nothing less than excellent. Thanks for the good work to you and all your staff.

  • Roberto C.