Need Home Health Care Workers Compensation?
No matter the industry, securing workers compensation insurance can be a stressful, painstaking process. Unfortunately, that's especially true in the home health industry, where your workers face unique risks on the job, and as a result you face unique liability as a business owner.
However, unlike most insurance companies, The Solutions Group focuses exclusively on the home health care industry. Whether you're a startup or an experienced home health business, our company can help cover your business and your employees in a way that no other brokerage firm can.
Home health care workers compensation insurance you can rely on
Workers compensation insurance for home health care businesses is essential. According to the U.S. Department of Labor, home health care workers are far more likely to experience slips, trips, and falls, sprains, and other injuries while working on the job than medical staff working in a hospital. On a daily basis, home health care workers are exposed to the same pathogens and biological hazards as those working in a hospital. However, a home health care worker is working in an unfamiliar environment with additional hazards such as pets and furniture.
The Solutions Group's specialty markets help you find the best workers compensation insurance for your business. Our mission is to find you a workers compensation insurance carrier at the lowest price available. That's because the Solutions Group team cares about more than simply making sales. We care about your company, which is why we get to know you. We want to work together to keep your insurance premiums and claims as low as possible.
If you employ home health care workers or contractors and require workers compensation insurance, then you need a brokerage firm with experience in this field. Right now, 49 states require workers comp, but each state has its own rules and regulations. Rather than struggling through this stressful process alone, contact The Solutions Group for your home health care workers compensation needs.
Workers compensation payment plans that work for you
At The Solutions Group, we understand that each home health care business is different, which is why we offer two methods by which you can arrange payment plans with your workers compensation insurers.
With our Traditional Method, your business makes monthly payments based on an estimated annual premium generated by your estimate of payroll. A premium audit comparing the estimated payroll to the policy year's actual payroll is conducted to determine whether a refund is necessary.
With our Pay-As-You-Go Method, your business completes a payroll report form every quarter. A calculation then determines the total workers compensation premium for the period.
If you aren't sure which payment plan is right for you, please feel free to give us a call. We will be happy to work with you to find the best possible coverage at the best possible price.